Która okoliczność zobowiązuje organ nadzoru do cofnięcia zezwolenia brokerskiego?
Based on: Ustawa o dystrybucji ubezpieczeń (Dz.U. 2026 poz. 12), art. 39 ust. 1 pkt 1
Egzamin dla brokerów ubezpieczeniowych · KNF · Poland
Egzamin brokerski: pytania
The Polish insurance broker exam is a single-choice test of 100 questions in 120 minutes, and you need at least 75 points to pass. This independent app drills the law behind it with 520 original practice questions in Polish, each showing the provision it rests on, plus a timed 100-question mock built to the same numbers.
Coming soon toGoogle Play
700+ Study items
100 Mock exam
75% To pass
100% Offline
The exam
What the Polish insurance broker exam involves
In Poland an insurance broker needs a permit from the Polish Financial Supervision Authority (KNF). Article 34 of the Insurance Distribution Act (ustawa o dystrybucji ubezpieczeń) lists passing the exam before the Examination Board for Insurance and Reinsurance Brokers, or obtaining an exemption from it, among the conditions for that permit. The exam itself is governed by the Minister of Finance regulation of 23 April 2019 (Dz.U. 2019 poz. 879).
How many questions are on the broker exam?
100 questions in a single-choice test. Marking more than one answer counts as a wrong answer. The practice questions in this app have four options each, following the official question sheet the KNF published for the 11 February 2025 sitting; the regulation itself does not fix the number of options.
What score do you need to pass?
At least 75 points. A correct answer scores 1 point and a wrong or missing answer scores 0, so 75 correct answers out of 100 is a pass. The app's mock uses the same bar.
How long is the exam?
120 minutes. The app's mock gives the same 120 minutes for its 100 questions.
When is the next exam?
The KNF announced the next sitting for the insurance broker and reinsurance broker exams for 1 December 2026. Registration ran through the KNF's online form until 1 November 2026 and the exam fee is 600 złotych (KNF notice, updated 28 September 2026). The time and place are published on the KNF website at least 7 days before the exam.
What does this app cover?
520 questions in Polish across nine topics: 60 on acting as a broker, 70 on insurance distribution, 50 on agents, training and supervision, 60 on civil law, 65 on the insurance contract, 65 on compulsory motor liability, 50 on farm insurance, the UFG and the PBUK, 55 on the insurance undertaking and 45 on insurance products. The mock draws 100 questions across these nine topics in a mix that is this app's own plan, not an official weighting.
What is not covered?
The app lists these limits on its own screens too:
- The question bank covers the legal core of the broker exam: insurance distribution, civil law, the insurance contract, compulsory insurance and the business of insurers, as the law stood in November 2026.
- It does not cover the history and economic theory of insurance, VAT, practical analysis of financial statements, unusual insurance products or model broker slips and cover notes, and it does not cover the reinsurance broker exam.
Features
A complete study system, on one device
01 / PRACTICE
520 questions across nine topics
Practise topic by topic, from the broker's permit and power of attorney to the client's demands and needs, the insurance contract in the Civil Code, compulsory motor liability, the UFG and the PBUK. Wrong answers go into a review list, and a readiness score tracks each topic on its own.
02 / MOCK
A 100-question timed mock
100 questions in 120 minutes with the real bar of 75 points. The regulation sets no topic weighting, so the mock's mix is this app's own plan and the app says so.
03 / REVISION
198 flashcards and 10 study notes
22 flashcards in each topic and a study note per topic, plus one on the exam format, for the terms, time limits and duties a candidate has to know by heart. Every card names the provision it rests on, and so does every rule in a topic note.
04 / SOURCES
Written from the Dziennik Ustaw
The questions are original, written in Polish from the statutes as published in the Dziennik Ustaw. Under every explanation you see the provision it rests on. No KNF examination questions, textbooks, course materials or commercial question banks are reproduced.
05 / OFFLINE
Offline, no account, one purchase
Everything works offline and your progress stays on your device. The download includes 5 practice questions and 10 flashcards in every topic, one mock attempt and 2 study notes; a one-off purchase unlocks the rest, with no subscription.
What's inside
What to look for in an exam-prep app
| Based on the official public source | Yes, Ustawa o dystrybucji ubezpieczeń (Dz.U. 2026 poz. 12); Kodeks cywilny (Dz.U. 2026 poz. 795); ustawa o ubezpieczeniach obowiązkowych, UFG i PBUK (Dz.U. 2026 poz. 783); ustawa o działalności ubezpieczeniowej i reasekuracyjnej (Dz.U. 2025 poz. 1526) with the amending act Dz.U. 2026 poz. 846; Minister of Finance regulation of 23 April 2019 (Dz.U. 2019 poz. 879) |
|---|---|
| Timed mock exam | 100 questions, 120 min |
| Pass rule applied | 75% to pass |
| Answer explanations mapped to the source | Yes |
| Weak-area review | Yes |
| Flashcards (spaced repetition) | Yes |
| Works fully offline, no account | Yes |
| Ads | None |
| Payment | One-time purchase |
| Last content review | 2026-11-06 |
In the app
Calm, focused study, nothing else
09:41▰▰▰
Która okoliczność zobowiązuje organ nadzoru do cofnięcia zezwolenia brokerskiego?
AUtrata wymagań do wykonywania działalności
BZmiana danych objętych wpisem
CZapowiedź otwarcia oddziału zagranicznego
DNabycie akcji na rynku regulowanym
Practice mode
09:41▰▰▰
Answer AUtrata wymagań do wykonywania działalności
Gdy broker przestaje odpowiadać ustawowym warunkom prowadzenia działalności, nadzór musi cofnąć zezwolenie. Przepis nie pozostawia tej decyzji jego uznaniu.
Answer and explanation
Sample questions
Try 10 real practice questions
Tap an answer to see why it is right, mapped to the official source, exactly as in the app.
Jaki roczny próg składki przewidziano w podstawowym wyłączeniu dotyczącym ubezpieczenia uzupełniającego towary lub usługi?
Based on: Ustawa o dystrybucji ubezpieczeń (Dz.U. 2026 poz. 12), art. 2 ust. 1
Kiedy powstaje obowiązek szkolenia osoby wykonującej czynności agencyjne wpisanej w danym roku do rejestru?
Based on: Ustawa o dystrybucji ubezpieczeń (Dz.U. 2026 poz. 12), art. 12 ust. 2
Na kim spoczywa ciężar dowodu faktu w ogólnej regule kodeksowej?
Based on: Kodeks cywilny (Dz.U. 2026 poz. 795), art. 6
Ubezpieczyciel zawarł umowę mimo braku odpowiedzi na część pytań w formularzu. Jak traktuje się pominięte okoliczności?
Based on: Kodeks cywilny (Dz.U. 2026 poz. 795), art. 815 § 1 zdanie trzecie
Która sytuacja stanowi ustawowy wyjątek od regresu za kierowanie pojazdem bez wymaganych uprawnień?
Based on: Ustawa o ubezpieczeniach obowiązkowych, UFG i PBUK (Dz.U. 2026 poz. 783), art. 43 pkt 3
Przeniesienie jakich chorób wyłącza się z odpowiedzialności OC rolników na podstawie wskazanego przepisu?
Based on: Ustawa o ubezpieczeniach obowiązkowych, UFG i PBUK (Dz.U. 2026 poz. 783), art. 53 pkt 2
Co OWU muszą określać, jeżeli przewidują indeksację składki?
Based on: Ustawa o działalności ubezpieczeniowej i reasekuracyjnej (Dz.U. 2025 poz. 1526), art. 16 pkt 8
W której grupie działu I mieszczą się ubezpieczenia na życie ze świadczeniem opartym na indeksie?
Based on: Ustawa o działalności ubezpieczeniowej i reasekuracyjnej (Dz.U. 2025 poz. 1526), załącznik, dział I grupa 3
Poza wyjątkiem z art. 811, kiedy w razie wątpliwości umowę uważa się za zawartą?
Based on: Kodeks cywilny (Dz.U. 2026 poz. 795), art. 809 § 2
Source & accuracy
Where the questions come from, and when we last checked
Built from Ustawa o dystrybucji ubezpieczeń (Dz.U. 2026 poz. 12); Kodeks cywilny (Dz.U. 2026 poz. 795); ustawa o ubezpieczeniach obowiązkowych, UFG i PBUK (Dz.U. 2026 poz. 783); ustawa o działalności ubezpieczeniowej i reasekuracyjnej (Dz.U. 2025 poz. 1526) with the amending act Dz.U. 2026 poz. 846; Minister of Finance regulation of 23 April 2019 (Dz.U. 2019 poz. 879) (Consolidated texts (teksty jednolite) published in the Dziennik Ustaw and served by eli.gov.pl and api.sejm.gov.pl, with the amending act Dz.U. 2026 poz. 846 (read 3 November 2026)), the official public source, used under Under article 4 point 1 of the Polish Copyright Act (ustawa o prawie autorskim i prawach pokrewnych), normative acts are not subject to copyright. Every question is original wording written from these texts and cites the passage it came from. No KNF examination questions, textbooks, training material or commercial question banks are reproduced.. View the official source .
Last checked against the source: 2026-11-06.
- Study items
- 700+
- Questions
- 520
- Flashcards
- 198
- Mock exam
- 100
- Pass mark
- 75%
All questions are original and written from the public source. No official exam questions are copied.
Content audit trail
- 2026-11-06 Initial pack: 520 questions across nine topics (60, 70, 50, 60, 65, 65, 50, 55, 45), 198 flashcards (22 per topic) and 10 study notes (one per topic and one on the exam format). Exam figures on this page (100 questions, 120 minutes, 75 points) read from Dz.U. 2019 poz. 879; the 1 December 2026 date and the 600 złotych fee read from the KNF exam notice updated 28 September 2026.
What this app does not cover
- The question bank covers the legal core of the insurance broker exam: insurance distribution, civil law, the insurance contract, compulsory insurance and the business of insurers, as the law stood in November 2026.
- The app does not cover the history and economic theory of insurance, VAT, practical analysis of financial statements, unusual insurance products or model broker slips and cover notes. It does not cover the reinsurance broker exam either.
FAQ
Common questions
Which exam does this app prepare for?
The Polish exam for insurance brokers (egzamin dla brokerów ubezpieczeniowych), held by the Examination Board for Insurance and Reinsurance Brokers and announced by the KNF.
How many questions are on the exam and what is the pass mark?
100 single-choice questions in 120 minutes. You need at least 75 points, one point for each correct answer, to pass.
When is the next exam?
The KNF announced the next sitting for 1 December 2026, with registration open until 1 November 2026 and an exam fee of 600 złotych.
Where do the questions come from?
They are original questions written by RiverMap Learning in Polish from Polish legislation published in the Dziennik Ustaw: the Insurance Distribution Act, the Civil Code, the Compulsory Insurance, UFG and PBUK Act and the Insurance and Reinsurance Activity Act. No real exam questions, KNF material or commercial question banks are reproduced.
Does the app follow the current law?
The questions follow the law as in force in November 2026, including the amending act published as Dz.U. 2026 poz. 846.
Is the mock weighted like the real exam?
The mock has the real exam's 100 questions, 120 minutes and 75-point pass mark. The regulation sets no topic weighting, so the mix of topics in the mock is this app's own plan.
Is the app in Polish?
Yes. The questions, explanations, flashcards and study notes are all in Polish, the language of the exam.
What is free?
The download is free and includes up to 5 practice questions and 10 flashcards in every topic, 1 mock attempt and 2 study notes (the exam format and acting as a broker). Everything else unlocks with a one-off purchase. There is no subscription and no account.
Is it available on iPhone?
Not at the moment. The app is being released on Google Play for Android.
Is this app connected to the KNF?
No. It is an independent study aid published by RiverMap Learning. It is not affiliated with, endorsed by or sponsored by the KNF, the Examination Board for Insurance and Reinsurance Brokers or any government body.
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